Trust infrastructure for a safer, more equitable world.
We enable institutions to collaborate through permissioned and consent-driven information exchange, while protecting customer privacy and intellectual property. Together, we can accelerate decisions, reduce inequality, and combat fraud: from trusted answers between institutions, to fraud prevention, AML compliance, and the tracing and recovery of stolen funds.
Trust Exchange
Request and receive verified answers from authorized data custodians, without exposing raw data.
Explore Trust ExchangeFraud prevention
Expose hidden networks and stop scams, mule accounts and account takeover before the money moves.
Visit LocaraAML compliance
Connect fragmented signals, uncover hidden financial-crime networks, and accelerate investigations and decisions.
Visit LocaraTrace and loss recovery
Trace stolen funds across institutions, contain what is still recoverable, and coordinate its return.
Explore FinCrime NetworkOur thesis
Data is a liability.
Answers are the asset.
The prevailing model of institutional data sharing moves sensitive records between organisations, creating regulatory exposure, security risk, and a culture of hoarding that ultimately harms everyone.
OpenCheque inverts that model. Data stays with its custodian. Only the answer travels. Institutions get what they need to make decisions. Customers retain their privacy. And the infrastructure that makes it possible (consent, audit, permissioning) runs underneath.
The same infrastructure powers how institutions prevent fraud, meet their AML obligations, and trace and recover what was taken.
The question
“Is this account more than 12 months old?”
The answer
“Yes.”
What crosses the boundary
One answer. No records.
Who retains control
The custodian. Always.
Trusted across industries
Stronger together.
Across every sector.
Expertise that delivers
From strategy to impact.
Advisory
Strategic guidance for trusted data collaboration.
Integration
Seamless implementation with your existing systems.
Intelligence Enablement
Turn data into action with advanced analytics and insight.
Operational Readiness
People, processes and governance for long-term success.