Website Terms of Service

Effective 18 September 2026. Last updated 18 September 2026. These website terms are separate from any product subscription, exchange participation, licence, data processing, security, support, or service level agreement.

Accepting these terms

By using this website you accept these terms. If you do not accept them, please do not use the site.

If you use this website on behalf of an organisation, you confirm that you are authorised to accept these terms for that organisation.

Who we are

This website is operated by Opencheque LLC. OpenCheque builds trust infrastructure for permissioned, consent-driven information exchange between institutions. Its products include Trust Exchange, the FinCrime Network and Locara.

Permitted use

You may view this website, and download or print reasonable extracts, to evaluate OpenCheque products or to inform a business decision within your organisation. You may share a link to any page.

What you must not do

You must not:

• use the site in a way that breaks the law or infringes anyone’s rights
• attempt to gain unauthorised access to the site, its servers, or any connected system
• probe, scan, or test the vulnerability of the site without our written permission
• interfere with the site’s availability, including by overloading it or introducing malicious code
• scrape or systematically extract content, or use automated means to submit forms
• misrepresent your identity or affiliation when contacting us
• reproduce, republish, or sell our content without our written permission

Intellectual property

The content of this website, including its text, design, graphics, and code, is owned by Opencheque LLC or its licensors and is protected by intellectual property law. Nothing on this website transfers any right in that content to you.

OpenCheque, the OpenCheque mark, and Locara are trademarks of Opencheque LLC. You may not use them without our written permission, except to refer accurately to our products.

Any third-party names referred to on this site remain the property of their respective owners.

Information you send us

When you submit the form, you confirm that the information you provide is accurate and that you are entitled to share it. Our handling of that information is described in the Privacy Policy.

Do not send us confidential material through the contact form unless we have agreed a confidentiality arrangement with you in writing. Do not send customer records, payment details, credentials, case details, or vulnerability details through the contact form.

If you send us feedback or suggestions about our products, we may use them without restriction and without owing you any payment.

No professional advice

The content on this website is general information about our products, about trusted information exchange, and about financial crime. It is not legal, regulatory, compliance, financial, or investment advice, and you should not rely on it as a substitute for advice from a qualified adviser.

OpenCheque products provide permissioned answers and risk intelligence to authorised institutional teams. An institution using them remains responsible for its own policies, thresholds, investigations, reporting, customer treatment, and final decisions.

Product descriptions

Descriptions of OpenCheque products on this website are provided for general information and may change as the products develop. Questions, answers and use cases shown on this website are illustrative. They are not a commitment that a particular feature, integration, data source, provider, answer, or result will be available to you. What we commit to deliver is set out in the written agreement between us.

Links to other sites

This website may link to sites we do not control. We provide those links for convenience and are not responsible for the content, products, or privacy practices of those sites. Following an external link is at your own risk.

Availability and changes

We aim to keep this website available, but we do not guarantee that it will be uninterrupted or error free. We may change, suspend, or withdraw any part of the site, and we may update these terms, at any time.

Where we change these terms, the updated version takes effect when it is published on this page. The date at the top of this page shows when it was last updated.

Disclaimers

This website and its content are provided as they are and as they are available. To the fullest extent permitted by law, we exclude all warranties, conditions, and representations that are not expressly stated in these terms, including any implied warranty of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that the information on this site is complete, current, or free from error.

Limitation of liability

To the fullest extent permitted by law, Opencheque LLC will not be liable for any indirect, incidental, special, consequential, or punitive loss, or for any loss of profit, revenue, data, business, or goodwill, arising from your use of this website.

Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud or fraudulent misrepresentation.

Liability arising from a product or exchange agreement between us is governed by that agreement, not by these website terms.

Contact

If you have a question about these terms, or you want to report something on this site, use the contact page.