Industries / Telecoms

Combat financial crime across wider ecosystems.

Telecoms hold some of the most useful signals in the fight against fraud: how long a line has existed, whether a SIM has just changed. Trust Exchange turns those signals into a permissioned, metered service without exposing a single subscriber record.

Talk to us How the exchange works

Use cases

Outcomes for telecoms.

Outcome 01

Open a new revenue line from answers you already hold

Today: Your network knows facts that banks and lenders badly need, but there has been no safe, lawful way to supply them.
With OpenCheque: Publish narrow answers on the exchange. You set the price, the rate cap and which institutions are eligible, and you are compensated for every authorized answer delivered.

Metered, recurring revenue
Existing verification APIs and consent flows reused
You can pause an offering at any moment

TelecomsAnswers only

LenderTelecom

“Has this subscription been active for at least 180 days?”

Yes

Consent initiated by the lender

Illustrative example.

Outcome 02

Break the SIM-swap fraud chain

Today: A fraudulent SIM change is the first step in many account takeovers, and the bank on the other end cannot see it happen.
With OpenCheque: Let banks and fintechs ask, with the subscriber’s permission, whether the SIM on a number has recently changed.

Banks pause risky transfers in time
Your subscribers are protected
Fewer fraud disputes reaching your care teams

TelecomsAnswers only

BankTelecom

“Has the SIM on this number changed in the last 30 days?”

No change

Customer approved with the telecom

Illustrative example.

Outcome 03

Finance devices and contracts with confidence

Today: Device financing decisions rest on thin credit files, so good customers are declined and bad debts slip through.
With OpenCheque: As a subscriber to the exchange, ask a bank a single question about the applicant’s account standing.

Better financing decisions
More customers eligible for contracts
Lower never-pay losses

TelecomsAnswers only

TelecomBank

“Has this account been open for more than 12 months?”

Yes

Customer approved in their banking app

Illustrative example.

Outcome 04

Pay commissions to real dealers only

Today: Dealer and agent fraud hides behind shell companies and borrowed settlement accounts.
With OpenCheque: Confirm with the bank that a settlement account belongs to the registered dealer before commissions flow.

Commission leakage reduced
Fraudulent activations traced to their source
Faster onboarding for genuine dealers

TelecomsAnswers only

TelecomBank

“Does this settlement account belong to the registered dealer?”

Match

Illustrative example.

Use cases and answers are illustrative. Every offering is agreed with the provider and depends on the applicable law, contracts and permissions.

Your role

Two ways to take part.

As a subscriber

Ask for the answers you need.

Subscriber identity checks at activation
Device-financing decisions
Dealer and agent due diligence

As a provider

Publish the answers you can give.

Subscription tenure and continuity
A defined SIM-change event
Verified identity-attribute correspondence

Other industries.

Banks

Reduce risk, improve customer outcomes, and unlock trusted collaboration.

Fintechs

Scale with confidence through trusted data partnerships.

Public sector

Build safer, more inclusive communities with trusted insights.

Insurance

Price risk and settle claims on verified facts.

Telecoms

Tell us the outcome you need.

We will show you the question that gets you there, who could answer it, and how it would run on the exchange with your systems as they are today.

Talk to us

Trust isn’t a feature.
It’s infrastructure.
OpenCheque